Making amends

I filed my taxes on Saturday nite. I got an email on Sunday telling me that my Federal return was accepted. And I got an email today telling me that my State return was accepted. So I was all happy. Just had to wait for my refund to get deposited into my checking account.

Then I got my mail today and completely freaked out. There was a letter from my bank. And not the usual ones that I get (like my statements). I opened it and it was a 1099-INT. Shit!! I completely forgot about my savings account. And I guess the ‘Dime a time’ reward on my checking account is considered interest as well. My first thought … “oh shit”. And probably a few other expletives as well. I immediately went on the IRS website looking for a phone number to call. I called because I wanted to know exactly what I needed to do. I really don’t want to get audited. I only had to wait on hold for a little while. I found out that I needed to file an amended return, but that the amount didn’t change anything. Thank goodness. I managed to stay within the same tax bracket. Good thing my savings account wasn’t that big that I got more interest … LOL.

So, I downloaded the 1040X file that I needed and filled it out. It’s all ready to go. Now I need to check the state’s website to see if I have to do anything for that. I don’t think I will … or at least I hope I don’t.

So see this as a warning … make sure you have ALL of the forms that you are going to get BEFORE you file your taxes. Be careful of those that completely slip your mind. I’ll have to make sure that next year I wait for my 1099-INT as well as whatever I get for the Simple IRA I have through work (my retirement fund).

<== me