After much deliberation and waffling and driving myself (and I’m sure those around me) nuts, I believe I have found the car that I’m going to buy.

I decided early this year that I was going to get a new car. I currently have a 1997 Pontiac Grand Am. I’ve had it for almost 9 years (I’d hit 9 in July). I can’t roll down the driver’s side window … the motor is pretty much dead (would cost $300 to fix). The wiper switch is screwed up (has been since last summer). If I hit a bump, it sets off the wipers. And if I do need to turn the wipers on, I have to fiddle with the damn switch to get them to turn back off (and it would be another $300 to fix).

Since I first decided I wanted a new car, I was sure I wanted a Chevy Impala. I think part of it had to do w/ NASCAR (yes, I’m a silly girl). My uncle has 2 Impalas (one personal and one work), and another aunt and uncle have one as well. Both said they loved theirs and that they were good cars. I was also considering a Dodge Stratus. Robin has one, and it’s a nice car (I’ve ridden in it a time or 2 or 3 or 50). The only problem with that choice is that there really aren’t any around the area (and I’ve been looking in Fargo/Moorhead, Grand Forks, Detroit Lakes, and Wahpeton). I recently started to consider the Honda Accord. You just can’t overlook the Honda’s reliability.

I got a subscription for Consumer Reports online for a month to research things. As I said, my search was focused on the Impala, Stratus, and Accord. It was when I looked at the reports that I started to no be sure sure about the Impala anymore and starting considering the Accord a little more. But then again … I had my heart set on an Impala. I was seeing them all over town.

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In October 2008, I was laid off. That also meant that I lost my health insurance. Yes, I could have gotten the COBRA coverage, but I couldn’t afford that. I didn’t know how I was going to pay my bills or find another job, so how the hell was I going to afford the COBRA coverage?

I did find a contract job that I started in December 2008, but being that it was a contract job, I couldn’t get health insurance through it. The job lasted 4 months, and then I was unemployed again. I found another contract job that I started in May 2009. As with the other one, since it was a contract job, there was no insurance. This position was supposed to be a contract-to-hire position (6 month contract), but the company ended my contract early (due to financial reasons … they laid off 15 people the day after my contract ended).

Happily, I found a normal job (i.e. not a contract job) in November 2009. But due to company policy, I’m not eligible for health insurance until I’ve been working there for 6 months. I’ll hit that mark in May, so hopefully I’ll have insurance again shortly after that. Unless the insurance company makes me wait even longer since I’ve been without insurance for so damn long.

Other than the fact that I haven’t seen a doctor in I don’t know how long, I have chronic dry eye which means I need to take prescription eye drops … Restasis to be exact. These eye drops are NOT cheap.

I was first prescribed these eye drops back when I had health insurance through Medica. I only had to pay a $30 co-payment for the eye drops … Medica covered the rest. That was acceptable. The company I worked for that I had the Medica insurance through closed their doors, but the client we had been working for hired me on directly. But that meant a lapse of 2 months in my insurance. Once I had insurance again, it was through Blue Cross Blue Shield of ND. With them, I had to pay a $60 co-payment for the same damn eye drops. I guess Blue Cross needed to pay for their corporate retreats somehow. But still … at least it wasn’t full price.

When I got laid on in October 2008, it was up to me to foot the entire bill for the eye drops. I couldn’t afford that, so I stopped refilling the prescription. I couldn’t take it anymore this past summer, so I went back to the eye doctor in July 2009 to get the prescription again. I called around town, and the cheapest I could find it was at White Drug in CashWise.

One refill (of 30 vials) was $108.94. The vials are single use vials, meaning I’m supposed to open them, put them in my eyes, and throw the rest away. And I’m supposed to do this twice a day. That means 2 vials per day … 2 refills a month … $217.88 A MONTH. Oh HELL NO. My eye doctor told me that I could stretch a single vial out over 2 days. That means I can stretch one refill for 2 months rather than half a month. There is definitely enough of the eye drops in a vial to cover 4 applications. So the drug company who makes these eye drops (Allergan) puts enough of the eye drops in one vial to last for 2 days, but they want me to use it one time and then toss the rest away and end up having to spend more than $200 a month out of my own pocket since I don’t have insurance. Screw you.

And if that’s not bad enough, the cost of the refill has been going up every 4 months, like clockwork. I checked my records today …

• July 2009 — $108.94
• September 2009 — $108.94
• November 2009 — $119.84
• January 2010 — $119.84
• March 2010 — $124.55

Are you fucking kidding me? $125 for a 15 day supply of eye drops (if you follow the recommended dosage instructions). That’s $250 a month … $250 a month. No wonder I stretch one vial out for 4 doses rather than 1.

From what I understand of the new health care bill that Congress passed yesterday, I will be fined if I don’t have health insurance. So if the bill was already in effect, I would have been fined ever since October 2008. Kind of ridiculous if you ask me. You’re going to make me pay a fine because I don’t have enough money to pay for health insurance? I’m sorry, but that’s fucked up. It’s a good thing that doesn’t go into effect right away. Hopefully within 2 months I’ll have health insurance. I don’t know what I’ll end up paying for these eye drops once I do get insurance again, but any little bit helps, especially when they keep raising the prices every 4 months.

One thing that I hope the health care bill will do is prevent the drug companies from raising the cost of prescriptions so damn often. Pretty soon, one refill is going to cost $200 if the drug company has their way. This is a prescription that I need. I went without it for several month only to have my eyes get so dry that it felt like I stuck my face in the sand with my eyes open. The eye drops are working. I was able to wear my contacts this weekend for the first time in over a year. I have to keep using them. The cost of them shouldn’t prohibit me from getting them.

I guess only time will tell if the health care bill is actually a good thing or not (I have my doubts), but I really hope it is. I know that there are people in worse situations health/insurance wise than I am. Something needs to be done. I just hope this bill helps more than it hurts.

If you know me (either IRL or online), you know that I’m a NASCAR fan. I am a passionate NASCAR fan. I am a fan of Dale Earnhardt Jr, Martin Truex Jr, Brad Keselowski, Paul Menard, and Scott Riggs. I will always stand behind my drivers, but if they do something stupid, I’ll call ‘em out on it.

I’ve been upset after a race before. I’ve been pissed at some driver or another or just at the dumb luck that has befallen one (or more) of my drivers. But I’ve NEVER in my life been so pissed off and worked up as I was after today’s race. At one point I was even in tears because I was so upset.

The incident in question: lap 323 …

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After I redesigned this place the last time (back in September, I had such high hopes of blogging more often and blogging about techie stuff. It’s now March, and this is only my 2nd post of the year, and no techie/geekie stuff. Yeah … I’m burning up the place. LOL

Since I’m back working again (just over 4 months at the new place) and coding every day, I have ideas race through my head for things I want to do with my own websites. Unfortunately, those ideas are racing while I’m at work, and by the time I get home, they’re gone. I need to start writing ‘em down I think. I’ve been using the CodeIgniter framework a lot. I keep trying to think of things I could do with it.

I’ve also dabbled in writing a Facebook app for a project at work. It’s a relatively simple one, as far as Facebook apps go … no interaction with the user or anything like that. I still had issues getting things set up initially, but that’s probably because I jumped in with both feet rather than reading documentation first. Oh well. I learn best by doing anyway. I’d love to come up with a Facebook app on my own, but I’m not sure what to do. The only thing that I can come up with is a weather widget. I started laying one out for my own websites already. I could create a script that can be plugged in to a regular website, a WordPress plugin, and a Facebook app. I just need to get my butt in gear. It’s hard to get motivated to work on my own websites after working on other people’s sites all day at work. But then again, I am usually sitting at the computer all nite anyway. I might as well do something useful rather than reading Twitter and Facebook and other mindless surfing.

We use WordPress quite a bit at work. I don’t deal with it since I’m the programming geek (php & MySQL), but I see what is being done by my co-workers. It makes me want to work on this place again. One thing I’ve never dabbled with is widgets. I usually just hard code the stuff I want in the sidebar since I’m just doing the site for myself. But I’ve seen what can be done with widgets and it makes me wanna give it a try.

There was a time where I was doing a lot of WP development. Yeah, it was just for myself, but I knew what was going on and what I could do. It’s been so long since I’ve done anything serious with WP. Even when I redesigned last, I didn’t delve into things I could have. I really wanna dive back in, but I feel so far behind. So many advances have been made to the core. I happened run across a site for a WordCamp in the cities. I’m seriously considering going. I think one of my co-workers wants to as well. It’s not until November, so we’ve got a while to make a decision. Anyone else considering going to it?

I’ve got a pretty sweet setup going on now (well, considering what I’ve had in the past anyway). I added memory to my laptop (from 1GB to 4GB), and I upgraded to Windows 7 (which I LOVE). I even got a new monitor that’s hooked up to my laptop (21.5″ widescreen). The dual monitor setup is perfect for development (I wish I had dual monitors at work). I still use WAMP server for local development. I even found out about a program (from my boss) that gives me a GUI for my local MySQL databases (HeidiSQL). I have no excuse not to work on my own websites (other than the fact that I’ve turned into a lazy ass).

So … be on the lookout (I’ve said that before, haven’t I ). I really will try to post more here. As with the ideas I have for my websites during the day, I have ideas for posts that never materialize (I think I need to carry a notebook with me to work … or just use Google Docs). I need to be better about that. I need to stop procrastinating and being lazy. I really hope I can follow through.

I finally got the last of the tax documents that I had been waiting for yesterday, so I decided to file my taxes today. I e-filed using TurboTax for free (I did last year too). I’m glad I did, too. If I hadn’t, I would have missed a tax credit.

I was wondering why the refund estimate that TurboTax was showing me was higher than what I estimated when I went through things before (based on paystubs since I was still waiting for tax docs). At one point, TurboTax told me about the Making Work Pay Tax Credit. ‘Scuse me … WTF is that? I didn’t see anything on the forms when I did my estimate. So I did some searching on the IRS website and found this information. I was still confused after reading it. I did some searching online, but that didn’t really clear anything up either. But I trusted TurboTax, so I forged ahead. If TurboTax was telling me I was getting a refund that was $400 more than I expected, I wasn’t going to question it. TurboTax is supposed to be accurate, so they must be right.

I did go back and look at the form I did my estimate on, and it turns out it was on there … line 40 of the 1040A. I usually skim over the section on credits since I never have any. I don’t have any kids or own any property or anything like that. That’ll teach me to skim over the tax forms based on how previous years have been. But then again, it was just an estimate. And that’s why I use a site like TurboTax so I can find out about things I might miss or not know about.

I don’t remember ever hearing about the “Making Work Pay Credit”. Where the hell have I been? But in my defense, I was more concerned with finding a permanent job around the time that this credit was announced. For a good part of the year, my career was in limbo since I was working contract jobs. Now that I have a permanent job again, I can pay more attention to stuff like that.

So … what am I going to do with that extra refund money? I was already planning on getting a monitor and a Windows 7 upgrade. I’ve been thinking about getting more memory for my laptop too (since I’m getting the Win7 upgrade). I was gonna go with 2GB of memory to keep the costs down, but now that I’m getting that extra money back, I might ramp it up to 4GB. I’m not convinced that I need that much memory though. The rest of the refund … well, that will go towards a down payment on a car that I’m planning to shop for in the spring. The more I can put down at the beginning, the lower the payments will be (and I doubt I’ll get much money for trading in my current car).