As of 12:54 pm CDT this afternoon, I no longer have any credit card debt. Of course, since it’s the weekend and tomorrow is a holiday, the payment won’t clear for a few more days. But for all I care, it’s all gone. Boy does that feel good.
It only took [...]

At 5:32 pm, I paid off one of my credit cards … IN FULL. No more balance. All credit is available. And here’s proof …

Click to enlarge
It is such a good feeling to have that thing paid off. I never thought I would. I’ve had it since 1995. In [...]

A couple years ago, I got my credit report for the first time, thanks to AnnualCreditReport.com. It’s nice to be able to check it out and not have to pay for it. Last year when I got my report, I decided to spread them out, since you can get the report from the [...]

Ever since I got out on my own, I’ve basically lived paycheck to paycheck. And it’s not fun. It sucks when it gets down to a few days before payday and you don’t have enough money in your checking account to get groceries.
It hasn’t been that bad for some time now, [...]