At 5:32 pm, I paid off one of my credit cards … IN FULL. No more balance. All credit is available. And here’s proof …

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It is such a good feeling to have that thing paid off. I never thought I would. I’ve had it since 1995. In [...]

A couple years ago, I got my credit report for the first time, thanks to AnnualCreditReport.com. It’s nice to be able to check it out and not have to pay for it. Last year when I got my report, I decided to spread them out, since you can get the report from the [...]