A couple years ago, I got my credit report for the first time, thanks to AnnualCreditReport.com. It’s nice to be able to check it out and not have to pay for it. Last year when I got my report, I decided to spread them out, since you can get the report from the [...]

Ever since I got out on my own, I’ve basically lived paycheck to paycheck. And it’s not fun. It sucks when it gets down to a few days before payday and you don’t have enough money in your checking account to get groceries.
It hasn’t been that bad for some time now, [...]